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Insurance Products
 

At Arthur J. Gallagher Risk Management Services, Inc., we offer a complete range of commercial insurance products:

 
  • Aviation – CCA offers various options to protect your business and employees from travel related risks involving airports, private and commercial aircraft, and business flights.
  • Builder’s Risk – Throughout the construction process, fire, crime, and threatening weather can cause as much damage to an unfinished building as one already in use.  CCA can help you assess these risks and select the coverage that your business needs.
  • Commercial Auto – With a variety of coverage options available, CCA will help you consider plans for business-owned, rented, and personal vehicles to protect your business in the case of an accident.
  • Computer Equipment – Discover your options for engineering, equipment breakdown, accidental damage, and data loss.
  • Copyright/Patent Infringement – Protect your patent, trademark or copyright with the appropriate coverage to strengthen your case if your business faces infringement.
  • Crime/Employee Dishonesty – CCA will assist you in selecting coverage to protect your business against loss of inventory, securities and/or money as a result of employee crime.
  • Directors and Officers Liability Coverage – Protect your business’ directors and officers against lawsuits relating to their performance in the company.
  • E-commerce/Internet Liability – Defend your business from risks associated with the Web.  When you use the Web for financial transactions, shopping and other activities, both simple errors and malicious acts can place your business at risk.   
  • Employment Practices Liability – It is important to ensure that your business itself is protected against damaging claims including sexual harassment, discrimination, and wrongful termination of employment.
  • Fiduciary Liability – Trustees of employee benefit plans can be held liable when employees are dissatisfied with performance of the firm.  CCA will evaluate your business’ needs on a personal level so that you and your affiliates are solidly protected.
  • Flood – Just like your home, your business cannot afford to risk damages from flooding.  CCA will examine your options and assist you in selecting the appropriate insurance for your business location. 
  • General Liability – Bodily injury, property damage and personal injury are unfortunately common to any work environment.  This basic coverage for you and your employees can prove to be an asset when situations occur.
  • Intellectual Property Coverage – Defend your business against intellectual property damages.  For many businesses today, protecting research, information, ideas, brands and images can be just as important as protecting physical property. 
  • Machinery and Equipment Breakdown Coverage – CCA offers machinery and equipment options to give you the peace of mind to rely on the technology and equipment in your office.
  • Products Liability – Your business is legally responsible for damages caused by any product that you sell or distribute.  Product liability insurance protects you against compensation awarded for unforeseen circumstances.
  • Professional Liability – Errors or omissions in professional work can have devastating consequences.  Professional liability insurance is vital to protection from damages.
  • Property – Protecting your business against loss or damage to your property can help you recover from disasters related to weather, vandalism and fire.
  • Surety Bonds – CCA provides contract surety bonds to meet the needs of all types of construction risks.
  • Transit and Shipping Coverage – Damages that occur while shipping or transporting an item could leave your business with unnecessary and unwanted expenses.  The appropriate coverage will prevent the burden of mistakes and accidents from falling on your business.
  • Umbrella/Excess Liability – Once a policy’s coverage limit has been met, umbrella/excess liability insurance provides additional liability for risks that otherwise would not be covered.
  • Workers Compensation – It is important to protect your business from liabilities when employees experience a work related injury. 
  • Worldwide Coverage – If your business requires that you travel or communicate outside of the country, worldwide insurance coverage is a necessary precaution.
  • Other Specialized Coverages Available Upon Request – Please contact us to discuss any further needs your business may have.